Retirement Planning
Empowered Retirement
A proactive strategy yields an empowered retirement. We help clients properly structure a retirement plan that takes into account proper tax strategy, portfolio performance, future goals, the need for income versus accumulation, and a desire to create a legacy.
Accumulation vs Distribution
Your money behaves differently when in the accumulation phase of your career versus the distribution phase at retirement. Your approach to those funds must utilize a different investment strategy to assure your retirement income is not based on market performance that can risk reducing your income or depleting your account.
Proactive Strategy = Empowered Retirement
Sustained Growth
Indexed returns provide strong upside growth, eliminate downside risk, produce more security.
Liquidity
Provides cash in unforeseen events such as illnesses, family emergencies, or long term care.
Guaranteed Income
A Personal Pension provides guaranteed lifetime income you cannot outlive.
Do You Have an IRA or 401k?
We help clients strategically transfer their retirement funds from 401(k), IRAs, 403(b), 457(b), and other such programs into safe financial buckets that are insured or guaranteed to assure you will never run out of money and still benefit from upside market growth.