by Charles Bobo | Feb 2, 2025 | Fixed Index Annuities, Retirement Planning
CDs and Fixed Annuities have good similarities with Annuity being more versatile Certificates of Deposit (CDs) and short-term guaranteed annuities are both financial instruments designed to provide a secure and predictable return on investment. However, they differ in...
by Charles Bobo | Aug 26, 2024 | Legacy Preparation, Retirement Planning
At times I have conversations with customers and others over misunderstandings of certain products. On such occasions, I will throw together a quick video that — hopefully — increases everyone’s awareness and understanding. Today’s topic is the Fixed Index...
by Charles Bobo | Jul 13, 2024 | Legacy Preparation, Retirement Planning
What is the status of Social Security and my retirement? In 1930 the average lifespan of a man was 58 and for women was 62. In the beginning, the age at which citizens could begin to withdraw Social Security was 65. So what did this mean? It meant the government was...
by Charles Bobo | Dec 15, 2023 | Fixed Index Annuities, Retirement Planning
Fixed Index Annuities have certain features that make them superior to IRAs Fixed index annuities (FIAs) and Individual Retirement Accounts (IRAs) are two different financial products that serve different purposes and offer unique advantages. While both are popular...
by Charles Bobo | Dec 7, 2023 | Retirement Planning
In 2023, Individual Retirement Accounts (IRAs) have shown mixed performance. While it’s important to note that the performance of IRAs can vary based on individual investment choices and market conditions, a general overview indicates both positive and negative...
